Intentional torts give rise to damages and lawsuits; our focus is to protect your assets from traditional negligence lawsuits.

Are you more likely to give money to the IRS this year, or get in a car crash, or have someone slip and fall on your property?

The concept that the stock market is a creditor that needs to be protected against is the most counter-intuitive for asset protection planning.

There are limited solutions (guaranteed income rider annuities) retirees or those close to retirement can do about this fear.

Who We Serve

We provide advanced strategies to help our clients protect,
grow and transfer wealth with clarity, control and confidence.

Doctors

Helping physicians reduce taxes, protect assets and build lasting wealth so they can focus on what matters most.

Business Owners

Customiced strategies to protect your business, reduce taxes and maximize your personal wealth.

Select Families

Integrated wealth planning or families with complex needs across generations.

Professional Advisors

We help CPAs and tax professionals deliver more value, expand their brain-trust and keep control of the relationship.

Our Process

A proven process designed to simplify complexity and deliver results.

01

DISCOVER

We leam about your goals,
challenges and opportunities.

02

ANALYZE

Our specialists analyze your situation and create tailored strategies.
03

IMPLEMENT

We coordinate and implement your plan with precision.
04

REVIEW & OPTIMIZE

We continuously review and optimize to keep you on track.

For Doctors - Built for Your Unique Journey

We understand the financial challenges physicians face.

Reduce Taxes

Protect Your Wealth

Plan for Retirement

Practice Succession

Leave a Lasting Legacy

Why Work With Ray O'Connell

73 Vetted Specialists

Your Virtual Family Office

Sinale Point of Contact

We simplify complesity so you don't have to.

Advanced Strategies

Proactive planning to reduce risk and maximize opportunities.

Better Outcomes

Delivering a better client experience - because it's all about you,

Everybody Wins!

You, your clients, and your practice,

Ray O'Connell, AIF®, RHU®

Ray O’Connell is the Managing Director of Altus Wealth and Tax Strategies. He specializes in advanced wealth, tax, and cost-reduction strategies for doctors, business owners, affluent families, and their advisors. Through his Virtual Family Office, he provides access to a network of 73 vetted financial specialists. Ray helps CPAs and tax professionals deliver proactive planning and comprehensive financial solutions to their clients. His approach allows advisors to remain the primary client contact while expanding their expertise. He focuses on improving client outcomes, strengthening long-term relationships, and creating additional revenue opportunities for advisors. Ray is also a Founding Member of The Policy Check Network and works with Fusion Capital Management. Outside of work, he enjoys traveling, sports, and supporting foster care and special needs programs with his wife, Jan.

As Seen On

Using technology

Finding Solutions

Making decisions about your money has never been easier

3-Buckets to Build Wealth

We use a simple but powerful 3-bucket approach to help clients build wealth. This approach is designed so clients will take the least amount of ...

Comprehensive Planning

Our comprehensive platform starts with making sure clients have an asset protection plan in place. Then we tackle estate and financial planning and for business ...

Avoiding Bad Advisors

Do you wonder if you are currently working with a competent advisor or one who puts their interests in front yours? On our site we ...

Critical Capital Mass

Reaching your retirement planning goals is much easier when using tax efficient strategies. We use a simple online worksheet that lets people quickly determine how ...

Analyzing Risk

Many people think their wealth building assets are much less risky than they actually are. We use the most up to date technology to assess ...

Debt Elimination

Reducing or eliminating debt is a high priority for many clients. We have access to a proprietary debt elimination software to help clients pay off ...

Getting to Know Our Clients

Making complex financial planning simple and straight-forward.

Safe Money Retirement Tools

 

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We Serve To Take The Complexities Out Of Your Decision Making

Offering Our Clients Straight Forward Financial Solutions.

Let Our Firm Walk You Through Your Options

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